Sloth Insurance

Terms of Service

These Terms of Service govern your use of the Sloth Insurance website and the services we offer. Please read them carefully. This page is maintained by Sloth Insurance as a reference for our customers.

Consent to receive SMS messages

  • By submitting your contact information to Sloth Insurance or requesting support services, you agree to receive SMS messages related to service tickets, maintenance updates, scheduling confirmations, and other service-related notifications.
  • Opt-Out Policy: You may opt out of receiving text messages at any time by replying STOP. After opting out, you will no longer receive SMS updates but may still receive email or phone communications as part of your service agreement.
  • Message Frequency and Rates: Message frequency will vary depending on your service requests and account activity. Message and data rates may apply according to your mobile carrier's plan.
  • Support and Contact: For questions about this policy or assistance with SMS communications, please contact us at support@slothinsurance.live or 682-434-4036.

1. Agreement to terms

  • By accessing or using the Sloth Insurance website and services, you agree to be bound by these Terms of Service.
  • If you do not agree with any part of these terms, please do not use our services.
  • These terms apply to all visitors, users, and customers of the site.

2. Our services

  • Sloth Insurance provides auto insurance quotes, policy management, claims processing, and related services.
  • All coverage is subject to the terms, conditions, exclusions, and limits of the specific insurance policy you purchase.
  • A quote generated on our website is not a binding offer of insurance until underwriting is completed and payment is accepted.

3. Eligibility

  • You must be at least 18 years old and legally able to enter into a contract to use our services.
  • You must provide accurate, complete, and current information when requesting a quote or purchasing a policy.
  • Providing false or misleading information may result in denial of coverage or cancellation of your policy.

4. Accounts and security

  • You are responsible for maintaining the confidentiality of your account credentials.
  • You agree to notify us immediately of any unauthorized access to or use of your account.
  • Sloth Insurance is not liable for losses caused by your failure to keep your account secure.

5. Payments and cancellations

  • Premiums are billed according to the payment schedule selected during purchase.
  • Failure to pay premiums may result in policy cancellation or lapse of coverage.
  • Refund and cancellation terms are governed by your specific policy documents and applicable state laws.

6. Intellectual property

  • All content on this website, including text, graphics, logos, and images, is the property of Sloth Insurance or its licensors.
  • You may not reproduce, distribute, modify, or create derivative works without our written permission.

7. Prohibited conduct

  • You may not use our website for any unlawful purpose or in a way that could damage, disable, or impair our services.
  • You may not attempt to gain unauthorized access to our systems or interfere with other users.
  • You may not use automated means to scrape, mine, or harvest data from our website without permission.

8. Disclaimers and limitation of liability

  • Our website and services are provided 'as is' without warranties of any kind, either express or implied.
  • Sloth Insurance is not liable for indirect, incidental, or consequential damages arising from your use of the site or services.
  • Our total liability to you for any claim arising from these terms or your use of the services is limited to the amount you paid us in the twelve months preceding the claim.

9. Governing law

  • These terms are governed by the laws of the state in which your policy is issued, without regard to conflict of law principles.
  • Any disputes will be resolved in the appropriate state or federal courts located in that state.

10. Changes to these terms

  • We may update these Terms of Service at any time. The updated version will be posted on this page with a revised effective date.
  • Your continued use of our services after changes are posted constitutes acceptance of the revised terms.

11. SMS terms of service

  • By providing verbal consent during a phone conversation with Sloth Insurance, you agree to receive customer care SMS messages regarding:
  • Insurance quotes
  • Appointment reminders
  • Policy updates
  • Customer support
  • Follow-up communications
  • Message frequency varies.
  • Message and data rates may apply.
  • Consent to receive SMS messages is not a condition of purchasing insurance or any other service.
  • You may opt out at any time by replying STOP.
  • You may receive assistance by replying HELP.
  • Sloth Insurance reserves the right to modify or discontinue its SMS messaging service at any time.
  • Users are responsible for providing an accurate mobile phone number and notifying Sloth Insurance if that number changes.
  • Carriers are not liable for delayed or undelivered messages.

12. Contact us

  • If you have questions about these Terms of Service, email us at shahgoodtalha@gmail.com, call us at (682) 434-4036, or write to us at 1001 FULLER WISER ROAD 1622, EULESS, TEXAS 76039.
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